Keep Current on Real Estate Trends in St. Charles & St. Louis Counties

Welcome to my blog site. I imagine you are visiting my site due to your interest in real it buying or selling a home or possibly trying to decide if real estate would be a career possibility for you.

Homes sales in St. Louis, St. Louis County and St. Charles County have busted loose!! This quick turnaround in the real estate market is good news for all.

I hope you will check back often to find some valuable information on the status of the real estate market in your area. You'll also find helpful tips on keeping your home in tip-top shape...even if you have no plans to sell.

I love being a Real Estate Agent. That's why I'm at it 24/7. My clients deserve elite service and they are my number one priority.

Feel free to contact me with any questions you may have or suggest topics you would like covered.

Saturday, August 18, 2018

What Makes a Home a Good Buy?

There is no perfect home, but some homes are more ideal for your household than others.  When you begin looking for your next home, carefully consider these four criteria...price, features, location and condition.  The closer you to get to meeting all four criteria, the better your chances are of making a good buy.


In any market, price has to come first.  To determine what you can comfortably afford, take to your Realtor.  She can recommend a lender who will prequalify you for a mortgage loan.  When you know how much you can spend, it will be easier to shop for homes within your price range.


The size of your family and your activities determine the features you will want in your next home.  The number of bedrooms, bathrooms and living areas are a matter of comfort and convenience.  You may want an extra bedroom for guests or a second master suite for parents.

If you work at home, you'll want a private home office or a computer nook.  You may want a playroom for the kids, a separate laundry area, and a fenced yard and covered patio or deck for entertaining.  Perhaps an eat-in kitchen is more important to you than a formal dining room.  You may even desire an outdoor kitchen for entertaining.

Think about your daily life from morning to bedtime and how your next home can make these activities more pleasant.  This should be your "must-have" list and will help you look at homes more objectively.


Some areas will always be more expensive to live in than others.  Neighborhoods that are well-kept tend to maintain higher home values.  Homes that are close to jobs, schools and shopping centers tend to sell for more money than homes without as much infrastructure.

What is the best home you can find in the area where you want to live?  If these homes are out of your price range, you can a smaller home or a home that needs lots of work in the best neighborhood you can afford.


Condition refers to the state of repair.  Does the home curb appeal?  Is it updated and well-maintained or does it need extensive and expensive remodeling.  Don't forget to consider any deferred maintenance, such as a roof that may need to be replaced soon.  Also, consider the design and the kitchen too small and would you be able to afford to remodel it?  Look closely at repairs, cleanliness and room layout.

The one advantage of buying a home that needs updates and repairs is that these properties cost less than updated homes in the same neighborhood.

Be prepared to compromise.  Don't frustrate yourself or your family looking for the perfect home.  Sometimes the home of your dreams does not have to have every feature on your checklist, or it may be a bit further away from your favorite neighborhood, but you'll be happy if it has most of the criteria you want at the price you can afford.

Monday, January 8, 2018


House shopping can be a stressful experience.  In addition to looking for the perfect home, you need to get your financing in order.  Being prepared is the best way to make sure your house shopping goes easily and smoothly.
Start With Your Criteria
Before beginning your search of homes for sale, make two lists...features that you NEED in a home and then features you WANT in a home.  Your needs should be things that you are absolutely certain you have to have.  This will help you narrow down the housing search.  Your wants will give you guidance as to which properties you will view first.

Get Pre-Qualified
If you don't already have a pre-qualification from a bank or mortgage lender, you'll want to get this in order.  By having this pre-qualification, you will be able to put an offer in for a home quickly.  With the current state of the real estate market and the low inventory of homes for sale, offers happen quickly when a home appears on the market.  You want to be need that pre-qualification!
Hire a Realtor at the Beginning of Your Search
For a buyer, there is really no reason not to work with a real estate agent.  Most real estate agents charge a fee (around $300) for their services, which is paid at closing.  I'm proud to say that I and my company DO NOT charge any buyer fees.  Your Realtor will be able to assist you in finding a home and educate you on the home values in the areas you prefer.  She will also assist you through the entire process of submitting a contract, negotiate terms and price, inspections, and get you through escrow and closing.

Get In Your Car
When looking for a home, it may be helpful to get in your car and do a drive-around.  In addition to the MLS listings that your Realtor should be sending you, neighborhoods may have For Sale By Owner signs.  Your Realtor can assist you with this type of sale and get you a showing with the owner.

In general, your first step should be to find a real estate agent.  She will be able to guide you through the entire process and give you a realistic picture of your options.

To begin your house hunting process in the St. Louis/St. Charles area, just give me a call or text at (314) 348-4033 or email me at:

Monday, December 25, 2017

                    DON'T WAIT TO SELL YOUR HOME!

                  Why Winter Home Sales are More Profitable


Many people assume that most home sales occur during the spring and summer months...but that's not the case.

In fact, according to data from the National Association of Realtors, dating back to 2000, the winter and fall months are the months with most home sales.

Spring and summer may seem like the best time of year to catch buyers, as this is when we typically see the most buyer activity.  However, I think there is something to be said about being on the market when there is less competition.  Inventory is low right now due to the recent spike in home sales.  In addition, with the tradition thinking of "waiting until spring to sell" attitude, inventory should remain low.

Now may be the perfect opportunity to get the best price for your home.  There is a good chance we will see a spike in relocation business after the New Year and families relocating usually make quick decisions in purchasing their new homes.

Call, text or email me to find out what you can expect in selling your home within the next three months.

                                                                 Judy Wrozier

                                                                     (314) 348-4033

Sunday, June 12, 2016

Three Ways to Ease Your Hesitancy About Making a Move

With low inventory in our current market, many homeowners are afraid to sell their homes because they’re concerned that they may not be able to find a new one.  This can be a real problem, but if you are seeking to sell…whether to upgrade, downsize, or find a new neighborhood…there are a few ways to combat the low inventory.

Look to Buy First – It could be a real mistake to put your home up for sale before you start looking for your new property.  Identify the geographic area where you are interested in buying.  Even if you don’t see anything of interest on the real estate websites you use, doesn’t mean you can’t or won’t find the right home.

Think Outside the Box – Keep in mind that there are many people like you who want to make a move but are hesitant, as well.  As your real estate agent, I would send a heartfelt and personal letter to the neighborhoods in the geographic areas where you want to live, announcing that you are ready to buy a home in that neighborhood.  We could find you a home to buy that may not even be currently listed for sale.

Protect Yourself Legally -  When we find a home you want to purchase, I would ensure a clause is added in the purchase contract for the home you are selling that will enable you to not sell the home if you cannot find a suitable home to buy.

Sunday, May 1, 2016

Million Dollar Home For Sale in St. Charles County - 1 Windcastle

Million dollar homes for sale in St. Charles County need to offer a bit more when competing with high-end homes across the river.  A personal tour of 1 Windcastle Drive in zip code 63304 provides amenities all luxury homes should display.

1 Windcastle Drive - 63304

Listed at $1,299,000, this lusciously designed home (originally built for an executive at Monsanto), offers a unique interior design tailored toward family life and entertaining.  The kitchen has been elegantly re-designed to fit today's expectations of a chef's gourmet kitchen.  Off the kitchen, is one of the nicest and coziest hearth rooms I have encountered.
Updated stylish kitchen with attached hearth room
This home features two master bedroom suites; one on the main level and one on the upper level, separated from the other three bedrooms on the 2nd level.  The upper level master is the nicest of the two, with a luscious master bath.  Both masters features a bay window alcove.
Upper level master suite overlooking swimming pool

There is also an ensuite bedroom in the lower level, along with a huge playroom/gym area.  Phenomenal entertaining can ensure from this lower level with a nicely equipped bar area, media room, and walk-out to the pool.

The grounds are exquisite with lush landscaping, black iron fencing, play area, patio, firepit and more.  Love the placement of the driveway with a circle/drive-around in front and extension to rear entry 4-car garage.  Did I mention the home is 4-sided brick?
Rear view of 2 acre property - 1 Windcastle Drive
There are a few quirky interior design elements to this home, which can be easily remedied.  Mainly,  faux texture paint, specifically on the ceilings of some rooms.

If you are looking for a luxury home in St. Charles County that stands up to its title of being "luxury", you need to see this property.  Just give me a call at (314) 348-4033 for a private showing of this upscale home that is conveniently located to major highways for access anywhere in the St. Louis area.

Judy Wrozier
Coldwell Banker Premier Group

(314) 348-4033       Judy.Wrozier@Coldwell

Thursday, March 17, 2016

The 5 Most Expensive Homes for Sale in St. Charles County

Check out these five most expensive homes currently on the market in St. Charles County, along with the luxurious amenities they have to offer.  Note that #5 is the most expensive home for sale in the State of Missouri.
For more information and to view more pictures of the interior and exterior of these properties, just click on the addresses.
Naturally, when you're ready to personally tour any of the homes, just call JUDY WROZIER at (314) 348-4033.  But, be'll have to prove you can afford it, just to enter the door!

1.     461 Matts Way - Defiance - $1,650,000

This French manor style home, located in Defiance on 4.3 acres is owned by Brian Boettler, President of Atlas Building Group (construction) and is only three years old.  With a total of 7,254 square feet, it features 5 bedrooms and 4.5 baths.  Stunning sweeping staircases greet you as you enter the home.  Fabulous setting just off Highway 94 with privacy to enjoy the heated pool.

2.     6 Upper Whitmoor Drive - Weldon Spring - $2,490,000

This elegant estate home was built and owned by Robert Whittaker, founder of Whittaker Homes, a major home construction firm focusing on properties in St. Charles County.  Mr. Whittaker passed away this past January.  This family home, located in the Whitmoor Country Club community,  features hand-cut limestone exterior, slate roof, and copper gutters.  The architect was Timothy Busse.  Situated atop a bluff on 4 acres, this 19 year old home has a total of 10,146 square feet with four bedrooms and four full baths, along with three half baths.  There is also a total of 10 fireplaces and a wine room that holds 5,000 bottles!

3.     10000 Turkey Hollow Rd. - Augusta - $3,800,000

That's're looking at a historic 160 year old home on a whopping 196 acres, originally purchased from the successors of Daniel Boone and now known as Stone Ledge Country Estate.  The property went through extensive restoration and updating in 1986.  The current owner is J Eggss Realty.  The property includes a 4 acre stocked lake and a zipline tower.  The main house features four bedrooms and 5.5 baths.

This estate has it all....fabulous house, saltwater pool, sports court, putting green, playground, and even an equestrian center....all situation on 10.6 acres.  This property is owned by George Roman, a retired Boeing executive.  With over 19,000 square feet of living space, this property is truly a treasure.  It has six bedrooms, seven full baths and three half bath; six fireplaces and is only nine years old.

5.     1 Upper Whitmoor Drive - Weldon Spring - $6,999,000

This is it....the most expensive private residence for sale in Missouri!  The architects for this brick and stone beauty were Schaub & Srote.  With a total of 25,000 square feet of living space on seven acres atop a bluff overlooking the Missouri River valley, this home has five bedrooms, six full baths and two half baths and amenities galore....sweeping staircases, a 15 person Otis elevator, an indoor basketball court, 6+ car garage with car wash, seven fireplaces and incredible views.  The property is owned by Gerry Chastelet, Chairman and CEO of Dominus Innovations.

Friday, February 26, 2016

Don't Make These Mistakes That Decrease the Value of Your Home Sale

If you are planning to sell your home in the near future, you don't want to make any mistakes that will cause you to decrease the value of your home.  Once your home is on the market, what a buyer sees as a mistake may not be what you consider a mistake.

Here are a few mistakes home sellers will want to avoid to ensure you won't de-value your home.

Not Maintaining Appliances - You can sell a home "as is", which means the property in the condition to which the buyers initially see it.  Having lots of issues and repairs needed will definitely decrease the home's value.  Cleaning up appliances that are part of the sale is important.  If they are in bad condition, it's worth replacing them.

Going Wild with Color - Generally speaking, home buyers like paint colors that are neutral.  This conveys as a blank canvas for them which, upon moving in, they can paint the way they want.  Extra bold, bright, or non-traditional colors can scare them off.  Therefore, do not paint with neon green walls nor purple shag carpet.  If you have some bright colors going on, change to neutral.
Image result for neon green paint room
Following Trends - We all get caught up in the latest design trends, but do we really know how long they will last?  If the trend is difficult to change, it could decrease the value of your home when you put it up for sale.  Home buyers will be thinking about how much money they have to spend to fix the trendy mistake.  Do make your home your style, but if you have plans to sell in the future, think about how renovations may impact the sale of your home.

Not Keeping It Cool (or Warm) - If you want buyers to come in and rush out of your home, either overheat or freeze them.  On hot days, make sure the home is aired out so that stale air can escape.  Hot, muggy, stifling homes are not fun to tour.  Turn the A/C on to a comfortable temperature to make sure your potential buyers are comfortable and take their time to really see your home.  This, in turn, should also apply to cold weather.  Keep the furnace at a comfortable temperature so they will linger and feel comfy.  (Realtor Hint:  69 degrees is the best temperature, for both A/C and furnace).

Not Sweating the Small Stuff - You do have to care enough to tend to smaller issues such as fixing a faulty light switch or replacing burned-out light bulbs.  Home buyers go through the home turning on lights, flicking switches, opening closets, cabinets, and drawers.  Keep small things like these in good working's easy and it can help ensure an overall better opinion of your home.

Avoiding some of these mistakes can help prevent home buyers from thinking your home should be worth less than you do.